Recent events have shaken confidence in the U.S. banking system. We want to use this moment to reassure all members of credit unions, and to remind everyone of the substantial benefits that come with being a credit union member.

Not for Profit
Credit unions are owned by their members. Because profits go back to members, credit unions often have lower borrowing interest rates on loans and pay higher deposit yields.

For the Members
Volunteer boards at credit unions are committed to making decisions in the best interests of their members, resulting in less risky investments. There is also a diverse range of membership, which can make credit unions financially stronger.

Local Benefits
Being a member of a credit union means more personal service, local knowledge and investments in the community.

Insured Deposits
All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund for up to at least $250,000 in coverage per depositor.